Archive for the ‘News’ Category

News: Credit Issues

News: Credit Issues

What Does a Lender Want to See in My Credit History? If you are considering a loan, you may want to know what a lender is looking for in your credit history. Basically, a lender would be looking out for three things in your credit background;

Identity Theft – Is Your Identity Protected?

Identity Theft – Is Your Identity Protected?

If your identity is not protected, you may be at risk of identity theft! In the present society of heavy online transactions, plastic cash and data mining, virtually everybody is a potential identity theft victim. A lot of con artists have filled the web and they are not giving any breathing space to online shoppers [...]

Do You Know that Even a Barely Late Payment Could Severely Impact Your Credit Score?

Do You Know that Even a Barely Late Payment Could Severely Impact Your Credit Score?

Here are questions from a concerned consumer, and the answers from credit report experts; “I made late payments recently, but only fewer than 30 days, would this impact my credit score? If yes, what would be the extent of the impact? I’m also concerned; perhaps the lenders may report me to the credit score companies. [...]

Credit History: Do You Really Know what Your Credit History Is?

Credit History: Do You Really Know what Your Credit History Is?

Your credit history is simply a report that keeps account of how you manage your credit. The contents of your credit history include information on how you borrow and repay your credit cards, mortgages, personal loans, payment of bills, as well as information about debts to other creditors.