Credit building is the road map to credible credit history. The top credit building tips provided in this post are straight from two credit counseling experts. Here’s what these experts has to say; Make your payments on time; put simply, timely payment is your credit score’s highest weighted component – it accounts for nearly 40% [...]
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Tags: credit, credit card, credit history, credit rating, credit repair, credit score 
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Yes, it could happen to anyone… learning from my own woes and how I pulled through can help you a lot when similar situation arises. I thought missing a credit card payment only twice would not mean much… however, I was shocked to find out how low my score has sunk the next time I [...]
Posted in Tips Tags: credit history, credit rating, credit record, credit score, repair credit record Comments Off
I had urgent need for a loan… but each financial institution I put in my application simply turned me down on one basis, poor credit score! I have a credit score below 760. Of course, not that the lenders completely said no to my loan request, but they need not to say no in clear [...]
Posted in Improve Credit Score, Tips Tags: credit, credit history, credit record, credit report, free credit report 1 Comment »
When it comes to avoiding bad credit history, there is no magical hype that works. Instead, couple of prudent practices in regards to financial management will help you keep up a desirable credit history. The practices are relatively straightforward and you don’t need to be an economist to do all that. Bad credit is as [...]
Posted in Late Payment, Tips Tags: credit, credit history, credit record, credit report, credit score, free credit report Comments Off
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